Collection inventory
A size run ties up stock across styles and sizes that may sell at different speeds. Use past sales and delivery dates to decide which purchase the funding request should cover.
Business financing referrals · Apparel retailers
Put the cost of your next clothing range into a funding request.
An apparel collection can require supplier deposits long before its selling season. Describe the stock and store expenses you need to cover, including the dates balances become due.
Possible uses
Business expenses to describe
Fitting-room improvements
Partitions, lighting and mirrors may need work between seasonal launches. Include installation and the effect on the shop floor while fittings are being changed.
Retail technology
Inventory tracking and checkout equipment can help record stock across the store and online. Budget separately for devices, setup work and continuing software charges.
Apparel retailers · funding preparation
Costs and customer receipts
Put supplier deposits, final payments and the expected selling season on a calendar. Allow for returns and markdowns when assessing how future repayments would fit retail receipts.
Before you decide
When reviewing a provider offer
Full cost
Request a breakdown of the provider’s fees, charges and required payments.
Cash-flow fit
Consider how the scheduled payments would sit beside payroll and supplier commitments.
Written terms
Ask the provider to clarify restrictions or obligations that are not clear in the agreement.
How it works
The application process
The business expense
Start with the cost you need to fund and indicate how soon it becomes due.
The operating record
Add current business details and the revenue, history and credit-range information requested by the form.
The final review
Read the consent and legal information, check your answers and verify your phone to finish the request.
A few things to know
About this referral service
Information sharing and referral payments
Submitting allows us to sell the application information to a maximum of five funding partners under the form disclosures. Our referral compensation does not depend on you receiving financing, and the application carries no fee from us.
Approval and available terms
A completed application does not establish that funding is available. The provider reviews the business and determines whether to offer financing and on what terms.
Provider timing
Timing varies with the provider and the information it needs to review. An urgent request does not remove those requirements or guarantee funds by a deadline.
Contact consent and mobile verification
The form includes disclosures about data sharing and partner contact. Review them alongside the legal pages, then complete the required mobile-number verification.
Make a beginning
Start with your business funding request
Bring the purchase budget into an application for consideration by funding partners.